What might pet insurance cost you?
Enter your pet's details to see an estimated monthly premium range from America's leading insurers.
Your pet
2 years
Puppy/Kitten14 years
Your policy settings
Estimated monthly premium
$34 to $57
This is an indicative range for a pet like yours, not a quote.
- Midpoint estimate
- $43/mo
- Annual cost range
- $408 - $684
- State
- California
- Annual Deductible
- $250
- Reimbursement rate
- 80%
Mixed Breed has a lower than average risk profile, which reduces the estimate.
Estimates are indicative only. Actual premiums depend on the insurer's underwriting criteria.
How this calculator works
- 1
Tell us about your pet
Species, breed and age are the biggest drivers of price, because they shape how likely a claim is.
- 2
Add where you live
Vet fees vary by state, so your location adjusts the estimate up or down.
- 3
Choose your policy settings
A higher annual deductible lowers the monthly cost, while a higher reimbursement rate raises it.
Common questions
- Is this a quote?
- No. It is an indicative range based on typical market pricing. Insurers set the real price after their own underwriting.
- Why does breed matter?
- Some breeds are predisposed to specific conditions, so insurers expect more claims and price accordingly.
- Does cover get more expensive as my pet ages?
- Usually yes. Older pets claim more often, so premiums tend to rise each renewal.
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