Use Comparison Genius to compare for pet insurance in the US. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: June 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Trupanion | 9.4/10 Excellent | Comprehensive Coverage | Best for Comprehensive Coverage with Direct Vet Payment | |
| 2 | Healthy Paws | 9.1/10 Excellent | Value | Best for Unlimited Annual Benefits and Fast Reimbursement | |
| 3 | Embrace | 8.8/10 Very Good | Customisation | Best for Flexible Deductibles and Diminishing Deductible Reward | |
| 4 | Figo | 8.5/10 Very Good | Cats | Best for Cat Owners Seeking Comprehensive Illness Coverage | |
| 5 | ASPCA Pet Health Insurance | 8.1/10 Very Good | Older Pets | Best for Pets Enrolled Later in Life with Pre-existing Condition Review | |
| 6 | Lemonade | 7.8/10 Good | Puppies & Kittens | Best for Young Pets with Fast Digital Claims Processing | |
| 7 | Nationwide | 7.4/10 Good | Multi-Pet Families | Best for Multi-Pet Households and Exotic Pets | |
| 8 | MetLife Pet Insurance | 7.1/10 Good | Budget | Best for Affordable Premiums with Flexible Coverage Options |