What would it cost to rebuild your home?
Estimate the cost of completely rebuilding your home, the figure that sets your building insurance cover.
Your property
Build and layout
Estimated rebuild cost
$537,030
This is roughly what it could cost to rebuild your home from scratch. It is an estimate, not a valuation.
- Structure cost
- $459,000
- Cost per sq ft
- $255
- Demolition & debris
- $22,950
- Professional fees
- $55,080
Cost breakdown
This calculator provides rough estimates based on average construction costs per province. Actual rebuild costs depend on local labour rates, material prices, site conditions, and individual property features. Always consult a qualified appraiser for an accurate rebuild valuation. Comparison Genius does not provide financial advice.
How this calculator works
- 1
Size and location
We start from average construction costs per square foot in your province and apply your total living area.
- 2
Build and layout
Construction quality, number of storeys, a finished basement and a garage all adjust the structure cost.
- 3
Extra costs
We add roughly 5% for demolition and debris removal and 12% for architect, engineer and permit fees.
Common questions
- Is rebuild cost the same as market value?
- No. Rebuild cost covers materials and labour to rebuild the structure. It excludes the land, so it is often lower than market value.
- Why does my insurer need this figure?
- Your building sum insured should reflect the rebuild cost. Set it too low and a claim may be reduced.
- How accurate is this estimate?
- It is an indicative figure from provincial averages. A qualified appraiser can give a property-specific valuation.
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