Canada's largest P&C
insurer, 17% market share
Guaranteed replacement cost
included as standard
Best Overall
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Compare Home Insurance Plans in Canada
Compare premiums, coverage quality, and claims experience across Canada's leading home insurance providers to find the right policy for your home.
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Updated June 2026|10 providers compared|How we rank providers
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Best for Value
Solid comprehensive cover
with key endorsements
Strong presence in
western Canada with competitive rates
Best Value
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Best for CAA Members
Strong brand trust
built over decades
Loyalty discount grows
over time for long-term members
Best CAA Members
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Best for Digital-First
Canada's first fully
digital home insurer — launched 2016
Fast, transparent online
quoting process
Best Digital-First Buyers
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Best for Customisable Cover
Wide broker network
across Canada
One of the
most comprehensive product ranges in Canada
Best Customisable Cover
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Best for Flexible Policies
Unique guaranteed replacement
cost provision
Set your own
limits for specific belonging categories
Best Flexible Policies
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Best for Broker Channel
One of Canada's
oldest P&C insurers — founded 1871
Competitive premiums in
ontario and western Canada
Best Broker Channel
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Best for TD Customers
Well-integrated with TD
banking app
Competitive premiums for
TD banking customers
Best TD Customers
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Best for RBC Customers
Well-integrated with RBC
banking app
Strong brand trust
from Canada's largest bank
Best RBC Customers
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Best for High-Value Properties
Guaranteed and extended
replacement cost available
IntelliDrive home product
with comprehensive features
Best High-Value Properties
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Frequently Asked Questions
Answers to the questions people ask most before comparing
Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Quotes are provided by participating insurers and may vary based on underwriting, eligibility and individual circumstances.