Use Comparison Genius to compare for home insurance in the US. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: June 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Amica Mutual | 9.5/10 Excellent | Claims Satisfaction | Best for Claims Satisfaction and Dividend Policies | |
| 2 | USAA | 9.3/10 Excellent | Military Families | Best for USA Military Members, Veterans, and Their Families | |
| 3 | State Farm | 8.8/10 Very Good | Bundling | Best for Bundling Home and Auto Insurance for Maximum Savings | |
| 4 | Chubb | 8.5/10 Very Good | High-Value Homes | Best for High-Value Homes and Premium Coverage Features | |
| 5 | Lemonade | 8.1/10 Very Good | Online Experience | Best for Fast Digital Quotes and Instant Claims Processing | |
| 6 | Allstate | 7.8/10 Good | Discounts | Best for Discount Availability and Nationwide Coverage | |
| 7 | Erie Insurance | 7.5/10 Good | Midwest/East Coast | Best for Comprehensive Coverage in the Midwest and East Coast | |
| 8 | Hippo | 7.2/10 Good | Smart Homes | Best for Modern Homes and Smart Home Integration |