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Compare Health Insurance Plans in the USA

Compare premiums, coverage options, and network quality across America's leading health insurance providers to find the right plan for your health needs and budget.

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Updated June 2026|8 providers compared|How we rank providers

Blue Cross Blue Shield logo
Rated 9.3 out of 10, Excellent

Best for Nationwide Network and Comprehensive Plan Options

Available in all

50 states via local BCBS companies

Largest USA network:

1.7 million doctors, 6,000 hospitals

Best Nationwide Network
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UnitedHealthcare logo
Rated 8.9 out of 10, Very Good

Best for Employer-Sponsored Coverage and Digital Tools

Largest USA health

insurer by revenue, 50M+ members

Rally Health platform

for tracking and incentives

Best Employer Plans
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Aetna logo
Rated 8.6 out of 10, Very Good

Best for Competitive Premiums and CVS Health Integration

$0 copays for

in-network preventive services

Competitive marketplace premiums

in South and Midwest

Best Value
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Cigna logo
Rated 8.2 out of 10, Very Good

Best for Mental Health Coverage and International Coverage

24/7 virtual care

through MDLIVE included in many plans

International cover available

for frequent travellers

Best Mental Health
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Oscar Health logo
Rated 7.9 out of 10, Good

Best for Digital-First Experience and Concierge Care Team

$0 virtual urgent

care visits for all plan members

Available in 18

states — growing marketplace presence

Best Digital Experience
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Molina Healthcare logo
Rated 7.6 out of 10, Good

Best for Medicaid and Low-Income Marketplace Plans

Available in 19

states with strong cost-sharing plans

Community health worker

support for complex needs

Best Low-Income Households
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Humana logo
Rated 7.3 out of 10, Good

Best for Adults Aged 55–64 and Medicare Advantage

Go365 wellness programme

rewards healthy behaviours

Available in 38

states with strong Southern presence

Best Pre-Medicare Adults
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Kaiser Permanente logo
Rated 7.0 out of 10, Good

Best for Integrated Care and Lowest Out-of-Pocket Costs

Available in 8

states and DC

Ranked #1 for

satisfaction in multiple J.D. Power studies

Best Integrated Care
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Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers

Comparison Genius is a comparison platform and does not provide financial or insurance advice. Quotes are provided by participating carriers and may vary based on underwriting, eligibility and individual circumstances. Products are underwritten by licensed insurance carriers authorized to operate in your state.