Best for Comprehensive Own Occupation Cover
Monthly benefit up
to 65% of pre-tax income, among the highest
Rehabilitation support includes
physio and counselling
Best Overall
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Best Income Protection Insurance in the UK
Compare income protection policies from the UK's top providers. Find the right monthly benefit, deferred period, and premium for your occupation and income.
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Updated June 2026|7 providers compared|How we rank providers
Best for Overall Value and Claims Record
Paid 98.3% of
claims in 2024, among the highest rates
Monthly benefit up
to 65% of income, 4 to 52 week deferral
Best Overall Value
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Best for Self-Employed and Contractor Cover
Monthly benefit up
to 60% of income with flexible deferral
Own occupation cover
for professional occupations
Best Self-Employed
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Best for Health-Conscious Individuals and Premium Discounts
Monthly benefit up
to 60% of pre-tax income
Own occupation cover
included as standard
Best Health Discounts
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Best for Competitive Premiums and Straightforward Cover
Monthly benefit up
to 60% of pre-tax income
Online application with
most decisions within 24 hours
Best Competitive Premiums
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Best for Short-Term Income Protection and Member Benefits
Own occupation cover
included as standard
With-profits model builds
cash value over time
Best Short-Term Cover
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Best for Budget-Conscious Buyers and Flexible Terms
Monthly benefit up
to 60% of pre-tax income
Flexible deferred periods
from 4 to 52 weeks
Best Budget Cover
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Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Products are provided by FCA-authorised insurers. Quotes are provided by participating providers and may vary based on underwriting, eligibility and individual circumstances. Comparison Genius is not authorised by the Financial Conduct Authority.