Best Overall for Comprehensive Combined Cover
Over 99% of
valid home claims paid in 2024
24/7 home emergency
helpline on most policies
Best Overall
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Compare Home Insurance Plans in the UK
Compare premiums, cover levels, and claims experience from the UK's top home insurance providers to find the right buildings and contents policy for your home.
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Updated June 2026|7 providers compared|How we rank providers
Best for Higher-Value, Rural, and Listed Properties
Loyalty bonus paid
to long-standing policyholders
Specialist cover for
higher-value and listed buildings
Best Customer Satisfaction
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Best for Competitive Combined Buildings and Contents
Not on comparison
sites, direct quotes often beat rates
Home Plus tier
adds accidental damage and emergency cover
Best Bundled Value
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Best for Mid-Market Value and Flexible Cover Levels
98% of home
claims paid in 2024
Defaqto 5-star Premier
policy with new-for-old cover
Best Value
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Best for Bundling Home with Car Insurance for Multi-Cover Savings
Online policy management
and 24/7 claims line
Three tiers, Admiral,
gold, and Platinum
Best Multi-Cover Discount
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Best for Lifestyle Add-Ons and Family-Focused Cover
Loyalty pricing protects
long-standing customers
Strong combined cover
from RSA, an established UK insurer
Best Lifestyle Cover
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Best for Online-First Buyers and Flexible Monthly Cover
Monthly payment options
at competitive APR
Quick online quotes
and policy management via the app
Best Digital Buyers
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Frequently Asked Questions
Answers to the questions people ask most before comparing
Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Products are provided by FCA-authorised insurers. Quotes are provided by participating providers and may vary based on underwriting, eligibility and individual circumstances. Comparison Genius is not authorised by the Financial Conduct Authority.