The Best Home Warranty Companies for Keeping Repair Costs Down
You just purchased your dream house or moved into the perfect rental along with the elegant décor that turns your house into your home. It has been a few months and everything is unpacked and placed in its designated spot. However, within a few months of moving in, you get hit with a costly and unexpected expense when your heater blows out during the winter.
Buying a home warranty plan is a safeguard against unexpected costs as well as stress, especially during the winter months when you’ll want to make sure all your heating appliances are in working order. But choosing the right plan is no easy task—there are many factors to consider, including budget, type of home, and lifestyle. Here’s a look at the top 10 home warranty plans of 2022 that might be right for your new home.
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Our Top 10 Best Home Warranty Companies
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Loan Amount
$5,000 - $100,000
Minimum Credit Score
680
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Within a a few days
1
Express VPN
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
2
CyberGhost
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
3
Quicken Loans
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
4
AmeriSave
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
5
Private Internetaccess
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
6
Surfshark
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
7
IP Vanish VPN
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
8
Hotspot Shield
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
9
vypr vpn
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
10
Private VPN
(9,831)User Votes
- Best for - Homeowners seeking affordable full-home coverage
- Service requests - 24/7 by phone and online
- Average annual premium - $476–$660
AmeriSave is a good option for borrowers seeking a first time mortgage, or a refinance on an existing home. With extensive online options, customers can initiate the whole process without speaking to anyone directly. AmeriSave offers traditional loan types as well as loan options backed by the federal government, such as the Department of Veterans Affairs or the U.S. Department of Agriculture. Their streamlined process, low rates, and in some cases, low qualifying options, help ensure customers get the best option for purchasing or refinancing a home.
PROS
- Low mortgage rates with APR as low as 2.176%
- Loans can be closed in as little as 25 days
- No hard credit check during pre-qualification process
- Transparent fees and pricing structure
- Selection of multiple rates to choose from once prequalified
- No origination fees
CONS
- No loans over $1.5MM
- No loans in New York
Compare the Top Home Warranty Companies
| Reviews |
| Best for |
| Average annual premium |
| Contractors |
| Service call free |
| Service request |
| | | | |
★★★★★ 5/5 | ★★★★★ 5/5 | ★★★★★ 5/5 | ★★★★★ 5/5 | ★★★★★ 5/5 |
| Homeowners seeking affordable full-home coverage | Customers seeking affordable premiums & fees | Homeowners looking for realiability, revviews & quick claim process | Homeowners looking for realiability, revviews & quick claim process | Homeowners looking for realiability, revviews & quick claim process |
| $476–$660 | $404.99-$756 | $499.99-$639.99 | $499.99-$639.99 | $499.99-$639.99 |
| 15,000 in-network | 10,000 in-network | 10,000 in-network | 10,000 in-network | 10,000 in-network |
| $75 -$85 | $60 -$75 | $75 -$150 | $75 -$150 | $75 -$150 |
| 24/7 by phone and online | 24/7 by phone and online | 24/7 by phone and online | 24/7 by phone and online | 24/7 by phone and online |
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A VPN is a clever piece of software that creates a secure (encrypted) internet connection – also known as a “VPN tunnel” – between your device and the website or app you are trying to access. When you use a VPN, your standard internet connection is redirected via a secure VPN server. Once you’re connected to a VPN server, your IP address will have changed and your true location will be hidden. That’s because your IP address (the numerical label that identifies your device’s online connection) is replaced with that of the VPN server you’re connected to.
Once you’re connected to a VPN server, your IP address will have changed and your true location will be hidden. That’s because your IP address (the numerical label that identifies your device’s online connection) is replaced with that of the VPN server you’re connected to.
When you use a VPN, your standard internet connection is redirected via a secure VPN server. Once you’re connected to a VPN server, your IP address will have changed and your true location will be hidden.