Comprehensive coverage with 150+ years of heritage
Premiums from $19/month
for healthy applicants
Canada's largest life
insurer with 150+ years heritage
Best Overall
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Compare Life Insurance Plans in Canada
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Updated June 2026|7 providers compared|How we rank providers
Vitality program rewards healthy living with discounts
Living benefits available
on term policies
Flexible conversion options
from term to permanent
Best Families
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Financial strength and comprehensive permanent life options
Excellent whole and
universal life products
Comprehensive advisor support
and planning tools
Best Estate Planning
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Discounts for existing RBC banking customers
Easy online application process
Competitive rates for
younger applicants
Best Value for Money
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Strong presence in Quebec with bilingual service
Competitive premiums for non-smokers
Strong bilingual service
across Quebec and beyond
Best Quebec Residents
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Wide range of customisable products and riders
Competitive pricing for
healthy applicants under 45
A+ AM Best rating
Best Flexibility
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Competitive pricing across term and permanent products
Good option for
business owners
Consistently competitive term
life premiums
Best Affordability
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Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Quotes are provided by participating insurers and may vary based on underwriting, eligibility and individual circumstances.