Use Comparison Genius to compare for income protection in Canada. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: June 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Manulife | 9.4/10 Excellent | Best Overall | Canada\ | |
| 2 | Sun Life Financial | 9.2/10 Excellent | Best Digital Experience | Strong own occupation coverage with excellent digital platform | |
| 3 | Canada Life | 9.1/10 Excellent | Best for High Earners | Comprehensive coverage for professionals and high-income earners | |
| 4 | RBC Insurance | 8.8/10 Very Good | Best for Competitive Pricing | Strong value with competitive pricing and digital convenience | |
| 5 | iA Financial Group | 8.6/10 Very Good | Best for Quebec Residents | Strong Quebec expertise with competitive national products | |
| 6 | Desjardins Insurance | 8.4/10 Very Good | Best for Cooperative Members | Member-owned cooperative with competitive disability products | |
| 7 | Beneva | 8.2/10 Very Good | Best Quebec Value | Value-oriented coverage from Quebec\ |