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Best Income Protection Insurance Providers in Canada

Compare disability insurance plans from Canada's top providers. Independent ratings based on definition of disability, policy stability, benefit features, and financial strength.

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Updated June 2026|7 providers compared|How we rank providers

Manulife logo
Rated 9.4 out of 10, Excellent

Canada's largest insurer with comprehensive own occupation coverage

Maximum monthly benefit: $20,000

Benefit period options

to age 70

Best Overall
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Sun Life Financial logo
Rated 9.2 out of 10, Excellent

Strong own occupation coverage with excellent digital platform

Maximum monthly benefit: $20,000

Non-cancellable and guaranteed renewable

Best Digital Experience
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Canada Life logo
Rated 9.1 out of 10, Excellent

Comprehensive coverage for professionals and high-income earners

Maximum monthly benefit: $20,000

Benefit period options

to age 70

Best High Earners
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RBC Insurance logo
Rated 8.8 out of 10, Very Good

Strong value with competitive pricing and digital convenience

Maximum monthly benefit: $15,000

Non-cancellable and guaranteed renewable

Best Competitive Pricing
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iA Financial Group logo
Rated 8.6 out of 10, Very Good

Strong Quebec expertise with competitive national products

Maximum monthly benefit: $15,000

Non-cancellable and guaranteed renewable

Best Quebec Residents
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Desjardins Insurance logo
Rated 8.4 out of 10, Very Good

Member-owned cooperative with competitive disability products

Maximum monthly benefit: $12,000

Non-cancellable and guaranteed renewable

Best Cooperative Members
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Beneva logo
Rated 8.2 out of 10, Very Good

Value-oriented coverage from Quebec's leading mutual insurer

Maximum monthly benefit: $10,000

Non-cancellable and guaranteed renewable

Best Quebec Value
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Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers

Comparison Genius is a comparison platform and does not provide financial or insurance advice. Quotes are provided by participating insurers and may vary based on underwriting, eligibility and individual circumstances.