Best overall value with Vitality wellness programme
Vitality programme: earn
up to 15% off premiums
FlexCare plans cover
drug, dental, and vision
Best Overall
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Compare Health Insurance Plans in Canada
Independent reviews and ratings of Canada's top private health insurance providers. Compare coverage, pricing, and customer experience side by side.
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Updated June 2026|10 providers compared|How we rank providers
Most comprehensive coverage with 100% vision reimbursement
100% vision coverage
— highest in the market
Strong paramedical coverage
at 100% reimbursement
Best Vision Care
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Unlimited prescription drug coverage on enhanced plans
Established 1938 —
one of Canada's most recognized brands
A- AM Best
rating — strong financial stability
Best Rx Drugs
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Not-for-profit insurer with competitive pricing and included travel coverage
Competitive pricing across
all tiers
Excellent digital platform
and claims tools
Best Not-for-Profit Value
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Best-in-class digital platform with A+ financial strength
Industry-leading mobile app
and digital claims
A+ AM Best
rating — exceptional financial strength
Best Digital Experience
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Most affordable plans and specialist newcomer coverage
Lowest entry pricing
in the market (~$61/mo)
Emergency travel coverage
included on enhanced plans
Best Newcomers & Budget
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Canada's largest cooperative — trusted in Quebec
Competitive pricing for
quebec residents
Largest cooperative financial
group in Canada
Best Quebec Residents
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Strong regional presence in Quebec and Eastern Canada
Comprehensive plan options
across all tiers
A- AM Best
rating — solid financial strength
Best Eastern Canada
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Competitive pricing for Quebec residents
Good range of
plan tiers
Strong mutual/cooperative heritage
Best Quebec Value
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Simplified issue plans with no medical questionnaire
Budget-friendly entry pricing
Quick application and
approval process
Best Simplified Issue
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Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Quotes are provided by participating insurers and may vary based on underwriting, eligibility and individual circumstances.