Direct Life Cover
- Term life cover available directly and through super funds
- Stepped and level premium options
- Terminal illness benefit typically included
- TPD and trauma cover can be added
Best Overall
Compare Life Insurance Providers in Australia
Compare Life Insurance Plans in Australia
Review cover levels, premium structures and policy features across Australian life insurers to find cover that suits your family.
Trusted & ReliableTop-rated providers
Simple & FastCompare in minutes
No ObligationChoose what's right
Updated June 2026|4 providers compared|How we rank providers
Life cover with broader protection options
- Term life cover with optional TPD and trauma
- Income protection available alongside life cover
- Stepped and level premium structures
- Typically arranged through an adviser
Best Comprehensive Protection
Straightforward direct life cover
- Direct life cover with a short application
- Cover amount you choose rather than a super default
- Stepped premiums with cover reviewed each year
- Phone and online support
Best Simple Applications
Life cover from a global insurance group
- Term life cover with optional TPD and trauma benefits
- Stepped and level premium structures
- Terminal illness benefit typically included
- Cover usually arranged through an adviser
Best Adviser-Arranged Cover
Frequently asked questions
Providers shown are selected from our panel and ranked using our published methodology. Rankings are editorial and do not represent every provider in the market. How we compare providers
Comparison Genius is a comparison platform and does not provide financial or insurance advice. Products are issued by Australian insurers holding an Australian Financial Services (AFS) licence. This is general information only and does not take account of your objectives, financial situation or needs. Consider the relevant Product Disclosure Statement and Target Market Determination before deciding.