Use Comparison Genius to compare for personal loans in the US. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: March 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | SoFi | 9.5/10 Excellent | Large Loan Amounts | Best Overall | |
| 2 | LightStream | 9.2/10 Excellent | Lowest Rates | Best for Excellent Credit | |
| 3 | Upstart | 8.8/10 Very Good | Fair Credit | Best for Limited Credit History | |
| 4 | Marcus by Goldman Sachs | 8.5/10 Very Good | Debt Consolidation | Best for No-Fee Simplicity | |
| 5 | Discover Personal Loans | 8.1/10 Very Good | Home Improvement | Best for Transparent Pricing | |
| 6 | PenFed Credit Union | 7.7/10 Good | Credit Union Rates | Best Credit Union Option | |
| 7 | Avant | 7.3/10 Good | Bad Credit | Best for Bad Credit | |
| 8 | Upgrade | 7.0/10 Good | Small Loans | Best for Credit Building |