Use Comparison Genius to compare for home equity in the US. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: March 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Figure | 9.4/10 Excellent | Fast Funding | Best Overall | |
| 2 | Spring EQ | 9.0/10 Excellent | Large Amounts | Best for High CLTV | |
| 3 | Discover Home Loans | 8.7/10 Very Good | No Closing Costs | Best for Zero Fees | |
| 4 | TD Bank | 8.3/10 Very Good | Existing Customers | Best for HELOC Flexibility | |
| 5 | PenFed Credit Union | 7.9/10 Good | Credit Union Rates | Best Credit Union Option | |
| 6 | U.S. Bank | 7.6/10 Good | Nationwide Coverage | Best for Existing Customers | |
| 7 | Regions Bank | 7.2/10 Good | Renovation Financing | Best for Home Improvement | |
| 8 | Bethpage Federal Credit Union | 6.9/10 Good | Rate Transparency | Lowest HELOC Rates |