Use Comparison Genius to compare for personal loans in the UK. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: March 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Starling Bank | 9.4/10 Excellent | Best Overall | Best for Competitive Rates and Digital Experience | |
| 2 | Tesco Bank | 9.1/10 Excellent | Best for Loyalty Customers | Best for Tesco Clubcard Holders and Competitive Rates | |
| 3 | Nationwide | 8.8/10 Very Good | Best for Larger Loans | Best for Larger Loans and Existing Members | |
| 4 | Santander | 8.5/10 Very Good | Best for Existing Customers | Best for Santander Current Account Holders | |
| 5 | Zopa | 8.2/10 Very Good | Best for Fair Credit | Best for Fair Credit Borrowers and Flexible Terms | |
| 6 | Funding Circle | 7.9/10 Good | Best for Self-Employed | Best for Self-Employed and Small Business Owners | |
| 7 | Likely Loans | 7.6/10 Good | Best for Poor Credit | Best for Borrowers with Poor Credit History | |
| 8 | M&S Bank | 7.3/10 Good | Best for Debt Consolidation | Best for Debt Consolidation and M&S Customers |