Use Comparison Genius to compare for car finance in the UK. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: March 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Zuto | 9.4/10 Excellent | Best Overall | Best for Online Car Finance and Wide Acceptance | |
| 2 | Santander Consumer Finance | 9.1/10 Excellent | Best for Competitive Rates | Best for Competitive Rates and Dealer Partnerships | |
| 3 | Black Horse | 8.8/10 Very Good | Best for New Cars | Best for New and Nearly New Vehicle Finance | |
| 4 | Moneybarn | 8.5/10 Very Good | Best for Bad Credit | Best for Borrowers with Bad Credit, CCJs, or IVAs | |
| 5 | Close Brothers Motor Finance | 8.2/10 Very Good | Best for Flexible Finance | Best for Flexible Finance and Independent Dealers | |
| 6 | Oodle Car Finance | 7.9/10 Good | Best for Electric Vehicles | Best for Electric and Hybrid Vehicle Finance | |
| 7 | Starling Bank | 7.6/10 Good | Best for Personal Loan | Best for Personal Loan Car Finance with Maximum Flexibility | |
| 8 | AutoMoney | 7.3/10 Good | Best for Used Cars | Best for Used Car Finance and Wider Credit Acceptance |