Use Comparison Genius to compare for mortgages in Canada. We compare trusted providers so you can find cover that fits your needs and budget.
Last updated: March 2026.
| Rank | Provider | Rating | Best For | Summary | Starting Price |
|---|---|---|---|---|---|
| 1 | Homewise | 9.2/10 Excellent | Best Overall | Best Overall | |
| 2 | nesto | 8.8/10 Excellent | Best Digital Experience | Best Rate Guarantee | |
| 3 | First National | 8.4/10 Very Good | Best Monoline Lender | Largest non-bank lender | |
| 4 | MCAP | 8.4/10 Very Good | Best Prepayment Terms | Top prepayment privileges | |
| 5 | Meridian Credit Union | 8.0/10 Very Good | Best Credit Union (Ontario) | Ontario\ | |
| 6 | Vancity | 8.0/10 Very Good | Best Credit Union (BC) | BC\ | |
| 7 | Equitable Bank | 7.6/10 Good | Best for Self-Employed | Best alternative lender | |
| 8 | RBC Royal Bank | 7.6/10 Good | Best Big 6 Brand | Canada\ | |
| 9 | TD Canada Trust | 7.6/10 Good | Best Big 6 for Prepayment | Best Big 6 bank | |
| 10 | Scotiabank | 7.6/10 Good | Best for Combined Mortgage + HELOC | STEP product standout |