Credit Cards Compare in Canada

Use Comparison Genius to compare for credit cards in Canada. We compare trusted providers so you can find cover that fits your needs and budget.

Best Credit Cards in Canada

Last updated: March 2026.

Best Credit Cards in Canada — ranked provider comparison
Rank Provider Rating Best For Summary Starting Price
1American Express Cobalt® Card9.6/10 ExcellentGroceries & DiningBest for Groceries, Dining, and Everyday Rewards
2CIBC Dividend® Visa Infinite* Card9.2/10 ExcellentCashbackBest for Cashback on Groceries and Gas
3Simplii Financial™ Cash Back Visa* Card8.8/10 Very GoodNo-Fee CashbackBest No-Annual-Fee Cashback Card in Canada
4Scotiabank® Gold American Express® Card8.5/10 Very GoodScene+ & No FX FeesBest for Scene+ Points and No Foreign Transaction Fees
5TD® Aeroplan® Visa Infinite* Card8.2/10 Very GoodAeroplanBest for Air Canada Travellers and Aeroplan Collectors
6American Express® The Platinum Card®7.9/10 GoodPremium TravelBest for Premium Travel Perks and Luxury Benefits
7PC® Mastercard®7.6/10 GoodPC Optimum PointsBest No-Fee Card for PC Optimum Points Collectors
8MBNA True Line® Mastercard® Credit Card7.3/10 GoodLow InterestBest Low-Interest Card for Canadians Who Carry a Balance
9RBC® Cash Back Mastercard®7.0/10 GoodNewcomersBest for Newcomers to Canada and Credit Builders