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Shelby Mitchell May 8, 2021 - 4 min read

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PROS & CONS

AmeriSave Mortgage Corporation is a direct mortgage lender operating in 49 states (excluding New York). The majority of AmeriSave’s business is dedicated to refinancing, and they do have convenient online options such as document upload and e-signatures, though most of the process is handled by phone.

AmeriSave boasts some serious statistics: over 19 years of experience in helping customers finance a home for the first time or refinance an existing property, over $84 billion funded, and over 325,000 homes financed.

PROS

  • Low mortgage rates with APR as low as 2.176%
  • No hard credit check during pre-qualification process
  • Transparent fees and pricing structure
  • Selection of multiple rates to choose from once prequalified
  • Loans can be closed in as little as 25 days
  • No origination fees